Darwin Professional Underwriters : Legal

Guidelines for usage and important legal information:

Coverage may not be available in all states. The downloadable applications are provided for licensed agents and brokers only. Policies, applications, and related information are provided solely for informational purposes. Coverages will vary depending on individual state law requirements and may be unavailable in some states. The policies, applications, and related information are subject to change without prior notice. Coverage descriptions are summaries only, and coverage is determined by the terms and conditions of the policies as issued. Darwin is not responsible for any manipulated, altered, revised, or printed versions of the information provided within this web site or linked web sites.

Statutory Information
Darwin Professional Underwriters is an insurance subsidiary of AIHL (Alleghany Insurance Holdings LLC). AIHL member insurance companies include Darwin National Assurance Company, Darwin Select Insurance Company, Capitol Indemnity Corporation, Capitol Specialty Insurance Corporation, and Platte River Insurance Company.

The information below is provided in compliance with state insurance statutes requiring disclosure of states where an insurer is authorized to transact business, as well as information regarding the insurer’s state of domicile, principal place of business and National Association of Insurance Commissioners (NAIC) number.

Company Name	State of Domicile	NAIC Code	States where Authorized	Principal Place of Business

Capitol Indemnity Corporation	Wisconsin	10472	All except California, Maine, New Jersey, North Carolina, and Vermont.	1600 Aspen Commons Middleton, WI 53562-4719

Capitol Specialty Insurance Corporation	Wisconsin	10328	Wisconsin. Eligible surplus lines insurer in all jurisdictions except California and Rhode Island.	1600 Aspen Commons Middleton, WI 53562-4719

Darwin National Assurance Company	Delaware	16624	All except Arkansas. Eligible surplus lines insurer in Arkansas.	9 Farm Springs Rd Farmington, CT 06032

Darwin Select Insurance Company	Arkansas	24319	Arkansas. Eligible surplus lines insurer in all jurisdictions except New Hampshire.	9 Farm Springs Rd Farmington, CT 06032

Platte River Insurance Company	Nebraska	18619	All	1600 Aspen Commons Middleton, WI 53562-4719

Copyright Notice
ALL RIGHTS RESERVED. No part of the materials made available may be reproduced, stored in a retrieval system, or transmitted, in any form or by any means electronic, mechanical, photocopying, recording, or otherwise without prior written approval.

Forward Looking Statements
Darwin Professional Underwriters, Inc. ("Darwin" or the "Company") believes that the information contained in this section of the web site was accurate at the time it was published and/or added to the site. However, Darwin expressly disclaims any duty to update information on the site and makes no representation or warranty as to the accuracy or completeness of the contents of the Archive section of the web site or any other section, link, or landing page affiliated with darwinpro.com. Access to and use of the information on this site is at the user's own risk. Darwin assumes no responsibility for any errors or omissions in the content of this web site and disclaims any liability for damages of any kind (whether direct, consequential, or punitive) arising out of the use of this site or the information contained in this site or links to or from darwinpro.com.

This section of darwinpro.com may contain forward-looking statements. Any statements contained herein that are not statements of historical fact may be forward-looking statements. When Darwin uses words like "believes," "anticipates," "plans," "expects," and similar words or phrases, it is identifying forward-looking statements. Such forward-looking statements involve known and unknown risks, uncertainties, and other factors which may cause the Company's actual results, performance or achievements, or industry results to be materially different from any expected future results, performance, or achievements expressed or implied by such forward-looking statements.

Darwin does not have a policy of updating or revising forward-looking statements and assumes no obligation to update any forward-looking statements contained in this web site as a result of new information or future events or developments. Thus, it should not be assumed that the Company’s silence over time means that actual events are bearing out as expressed or implied in such forward-looking statements.

Terms of Use
BY YOUR USE, YOU AGREE TO THESE TERMS OF USE.

• The materials made available, including materials in linked sites directly or indirectly accessible from here, are provided "AS IS" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NONINFRINGEMENT.

We do not warrant that the materials will be error free, nor free of viruses, defamatory, offensive, or other harmful matter. You assume the entire cost of any necessary service, repair, or correction.

• The materials that can be accessed from linked sites are not maintained by us and we are not responsible for the contents thereof. Any reference to a linked site or any specific third party product or service by name does not constitute or imply its endorsement by us, and you assume all risk with respect to its use.

• Under no circumstances shall we, nor our affiliates, agents, and suppliers, be liable for any damages, including without limitation, direct, indirect, incidental, special, punitive, consequential, or other damages (including without limitation lost profits, lost revenues, or similar economic loss), whether in contract, tort, or otherwise, arising out of the use or inability to use the materials available here or in any linked site, even if we are advised of the possibility thereof, nor for any claim by a third party.

• You agree to use this for lawful purposes only. You shall not copy, use, modify, transmit, distribute, reverse engineer, or in anyway exploit copyrighted or proprietary materials available from here, except as expressly permitted by the respective owner(s) thereof. Use of any software available for downloading is governed by the terms of the applicable license agreement accompanying or included with the software. All trademarks, service marks, and trade names are the marks of the respective owner(s), and any unauthorized use thereof is strictly prohibited.

• You agree to defend, indemnify, and hold us and our affiliates harmless from and against any and all claims, losses, liabilities, damages and expenses (including attorney's fees) arising out of your use.

• The terms of use shall be governed in accordance with the laws of the state of Connecticut, U.S.A. We reserve the right to modify any or all terms of use at any time with or without notice.

Internet Privacy Policy
Darwin respects the privacy of our web site visitors. We do use information you provide to better serve your insurance needs. We also recognize that this information belongs to you and that we must treat it accordingly. The following statement spells out our privacy policy in more detail.

Electronic Communications and the CAN-SPAM Act of 2003
Darwin Professional Underwriters, Inc. (Darwin) recognizes that electronic and Internet communications are an important element in transacting business and strengthening business relationships with our producers, partners, and policyholders. The “CAN-SPAM Act of 2003” requires, among other things, that commercial electronic mail messages, the primary purpose of which is the commercial advertisement or promotion of a commercial product or service, comply with certain requirements. The requirements include identifying these messages as solicitations and giving the recipient the opportunity to “unsubscribe.”

Darwin uses electronic communications for various purposes, including educational, transactional, informational, and promotional, and to facilitate or solicit business. Until the “primary purpose” language of the “CAN-SPAM Act of 2003” is clarified, Darwin is taking a conservative view and advising that all our email and electronic communications could be viewed as an advertisement or solicitation. If you wish to unsubscribe from these communications, please send an email message to digitaldna_stop@darwinpro.com. Please include your first and last name, and the email address at which you receive or have received email from Darwin. You may also call 860 284 1300 or send a hard copy request to:

Darwin Professional Underwriters, Inc.
ATTN: Marketing
9 Farm Springs Road
Farmington, CT 06032

Use of Personal and Non-Personal Information
Darwin collects both personal and non-personal information about our online visitors. Non-personal information is collected to track the total number of guests visiting our site and to help us improve the site. The non-personal information we monitor includes the browser type and operating system being used by visitors; areas of the site visited; date and time of access; host or service-provider information, and identification of the referring site. This information is used exclusively for our internal purposes.
Personal information that could identify a visitor, such as name, address, email address or policy information, is collected only when voluntarily offered and solely for purposes that are clearly identified on the site. Personal information is kept confidential and will not be disclosed to third parties, except as may be required by law.

Our Use Of “Cookies”
Darwin may place an electronic "cookie" in the browser files of a visitor's computer. Cookies are pieces of information that a web site transfers to an individual’s computer hard drive for record-keeping purposes. Cookies themselves do not enable us to access any personal information about a visitor; however, they do allow us to analyze visitors’ use of the site, so we can improve the usefulness of the site.

Internet Communication
The Internet is not a secure medium, and Darwin cannot guarantee the privacy of communication over the Internet, nor assume any responsibility for any harm sustained by the sending of personal or confidential information over the Internet.

Consent
By using this site, you consent to Darwin's online privacy policy. Darwin reserves the right to update or modify this policy. If we do modify this privacy policy it will be disclosed at this location.

Darwin Professional Underwriters, Inc.
9 Farm Springs Road, Farmington, CT 06032

V 860-284-1300 | F 860-284-1301 | E info@darwinpro.com