Darwin : ART Management & Professional Liability Insurance

Management and Professional Liability Insurance for
Alternative Risk Transfer Structures and
Non-rated Insurance Companies

Coverage

Directors and Officers (D&O) Liability
Employment Practices Liability (EPL)
Errors and Omissions (E&O) Liability

Target Risks

Privately held, Non-rated Insurance Companies
Captives
Risk Retention Groups
Reciprocals
Exchanges

Organizations must have $250 million or less in annual gross written premium volume

Target Sectors

Property and Casualty
Workers' Compensation
Life, Accident, and Health

Capacity

Up to $5 million on a primary or excess basis

Paper and Rating

Darwin Select Insurance Company
A. M. Best rating of A- (Excellent), Category VII

Coverage Highlights

Flexible platform that can be amended to meet the special requirements of clients
Flexible retention options
Coverage is available for subsidiary operations, including claims administrators, captive managers, and managing general agents/underwriters
Broad definition of Claim
Coverage for extra-contractual obligations
Broad definition of Professional Services
Provides proprietary loss control program run by third party consultants with considerable insurance company experience (Quality Assurance (or QA)) for those firms that seek continuous operating improvement
Worldwide coverage
Flexibility in choice of defense counsel with access to expert management, employment practices, and professional liability claims managers

Submission Requirements

Darwin can quote from most competitors’ applications. However, for primary coverage a completed, signed Darwin application is required prior to issuing a policy. Darwin has partnered with one of the most experienced A.R.T. specialists, Ohio-based Quadrant Insurance Managers (Quadrant), as its underwriting partner for this product.

Darwin Professional Underwriters, Inc.
9 Farm Springs Road, Farmington, CT 06032

V 860-284-1300 | F 860-284-1301 | E info@darwinpro.com