Media Liability
Eligible Risks
- Media conglomerates (companies that publish, broadcast, and disseminate content over multiple platforms)
- Publishers (newspaper, magazine, and book)
- Broadcasters (TV, radio, and Internet)
- Advertising Agencies
- Advertisers
- TV and Film Producers
- Authors
- Personal Appearance Accounts
- Music Industry Professionals
Limits
Features & Highlights
- Communications liability, personal injury and contextual Errors and Omissions (E&O) coverage
- Emotional distress carve back on bodily injury/property damage exclusion
- Defense expenses
- Media coverage, including media entities and activities
- Media wrongful acts, including:
- Defamation, invasion of privacy, emotional distress, wrongful entry, false arrest, harassment, breach of confidentiality, copyright infringement, deceptive trade practices, conspiracy
- Media matters including:
- Advertising, art, blogging, creative expression, data, entertainment, film, facts, fiction, graphics, information, literary composition, music, news, photographs, pictures, opinions, sound recordings, video, web site
- “All-risk” approach offers coverage for possible future offenses and claims
- Primary / excess capacity
- Coverage offered on either occurrence or claims-made basis
- Broad definition of Loss
- Broad definition of Occurrence
- Worldwide coverage
- Liability assumed under contract coverage
- Defense costs within the limits or in addition to the limits
- Independent contractor coverage
- Insured’s control over content corrections/withdrawals
- Confidential source coverage
- Governmental claim coverage
- Offensive declaratory judgment actions cover
- Merchandising cover
- Choice of counsel on claim-by-claim basis
Geographical Restrictions
None; written on a surplus-lines basis
Submission
Requirements
Darwin can quote from most competitors’ applications. However,
for primary coverage a completed, signed Darwin application
is required prior to issuing a policy.
Access to this product is available only
to Darwin-approved producers. Approved producers may email account
submissions to submissions@darwinpro.com,
fax them to 860 284 1302, or mail them to the address below.
If you are not a Darwin-approved producer,
click here for a list of
approved referral wholesalers for this line of business.
Darwin Professional Underwriters, Inc.
9 Farm Springs Road, Farmington, CT 06032
V 860-284-1300 | F 860-284-1301 | E info@darwinpro.com
© 2003-2007. All Rights Reserved. Darwin Professional
Underwriters, Inc.
Copyright Notice, Terms of use,
and Internet Privacy Policy.
|
