Resources
for this Product
Forms
Application (h5010)
Application, Miscellaneous
Medical Facilities (h6010)
Home Health Services
Supplement (h6010 HSS)
Imaging/X-ray
Supplement (h6010 IMG)
Policy Specimen,
Occurrence GL
(H5000)
Policy Specimen,
Claims Made GL (H6000)
Policy Specimen,
Umbrella (H7000)
Marketing Support
Please visit Allied World's reference library
for additional information.
Underwriting Contact
Becky Cox
V 860 328 7811
Please do not send submissions to the underwriting contact. Refer to
Submission Requirements for more information.
Hospitals, Health Care Facilities, and Large Medical Groups
Overview
From pre-underwriting clinical risk assessments to expert risk management
and claims administration, Allied World has created a health care practice
dedicated to organizations that deliver medical care. Before coverage is
underwritten and after a claim may arise, our focus is on serving the
distinct needs of each medical professional liability client.
In the medical malpractice sector, the complexity of physician groups' and health care facilities' risks requires an intimate understanding of each organization's operations and areas of exposure. Underwriting medical professional liability accounts to provide only an insurance policy cannot fully mitigate complex risks and the likelihood of future claims. But surrounding policyholders with Allied World's program that includes risk assessment, insurance coverage, on-going risk management services, education, and expert claims services makes these complex risks easier to manage.
Medical professional liability coverage for the following preferred segments is available on a primary or excess basis.
Preferred Segments
Hospitals and Health Care Facilities, including:- Cancer Hospitals
- Community General Hospitals (20-400 occupied beds)
- Critical Access Hospitals
- Rehabilitation Hospitals (low to medium acuity residents)
- Imaging Centers
- Occupational Medicine and Physical Therapy Clinics
- Wellness Centers and Student Health Centers
- Home Health Care
- Hospice
- Lithotripsy Facilities
- Assisted and Independent Living Companies
- Teleradiology/Telemedicine Facilities
- Physical Therapy Clinics
- EMS Services
- Urgent Care Facilities
Physician Groups/Medical Groups (10+ physicians)
Capacity
Allied World can provide limits up to $10 million for health care risks.
- Broad definition of Claims "trigger" as "incident" based, allowing the insured up to 30 days after the end of the policy period to report a claim
- Broad definition of Medical Services to include peer review, quality board work, and Good Samaritan acts
- Broad definition of Insured
- Automatic coverage for mergers, acquisitions, and newly acquired entities
- Primary general liability, occurrence or claims made basis
- Prior Acts coverage available
Allied World can quote from most competitors' applications. However, for primary coverage a completed, signed Allied World application is required prior to issuing a policy.
Access to this product is available only to Allied World approved producers. Approved producers may email account submissions to submissions@darwinpro.com, fax them to 860 284 1302, or mail them to the address below.
If you are not a Allied World approved producer, click here for a list of approved referral wholesalers for this line of business.