Darwin : Miscellaneous Professional Liability Coverage

E&O Liability Insurance for
Miscellaneous Professional Classes

Overview

Many professionals have difficulty finding a stable insurance company partner because they don’t fit the box of standard, admitted markets. Darwin is a stable and committed insurance partner, and our ability to craft coverage for hard-to-place and non-standard accounts positions us as much more than an “alternative” market.

Darwin’s commitment to its policyholders extends throughout the entire insurance lifecycle. In many cases, it starts with helping a client identify areas of exposure through on-site risk assessments. We then help them evolve to mitigate areas of risk through coverage terms and loss control procedures.

With the underwriting expertise and appetite for underwriting a broad range of non-medical errors and omissions (E&O) liability insurance risks, Darwin is emerging as the clear market leader for specialty insurance coverage. Whatever market classification may exist, Darwin looks beyond the label to understand and underwrite an account on its own merits.

Preferred Segments

Coverage can be written for start-up operations, firms with $100 million or more in revenue, and almost everything in between. Skilled risk assessment, underwriting expertise, and a long-term commitment to offering miscellaneous professional liability coverage sets Darwin apart from other underwriters in a turbulent market.

Coverage can be tailored to the specific risks and needs of the following professional classes (among others):

Acoustic Consultants
Answering Services
Appraisers
Business Managers/Brokers
Closing Agents
Collection Agents
Computer Consultants
Consultants
Court Reporters
Data Processors
Employment Agents
Escrow Agents
Executive Recruiters
Expert Witnesses Franchisers

Graphic Designers
Interior Designers
Management Consultants
Market Research Consultants
Media Professionals
Mortgage Brokers
Notaries Public
Photographers
Printers
Public Relations Firms
Sports Agents
Tax Preparers
Telecom Consultants (i.e., Design/Install)
Temporary Staffing Firms (non-medical)
Title Agents/Title Abstractors

Capacity

Darwin can provide primary or excess limits up to $5 million for miscellaneous professional risks.

Coverage Highlights

Broad definition of Insured
Broad definition of Claims
Definition of Services customized to policyholder’s operations
Prior Acts coverage available
Pre-underwriting loss control audits may be conducted at the discretion of the underwriter

Submission Requirements

Darwin can quote from most competitors’ applications. However, for primary coverage a completed, signed Darwin application is required prior to issuing a policy.

Access to this product is available only to Darwin-approved producers. Approved producers may email account submissions to submissions@darwinpro.com, fax them to 860 284 1302, or mail them to the address below.

If you are not a Darwin-approved producer, click here for a list of approved referral wholesalers for this line of business.

Darwin Professional Underwriters, Inc.
9 Farm Springs Road, Farmington, CT 06032

V 860-284-1300 | F 860-284-1301 | E info@darwinpro.com