Resources
for this Product
Marketing Support
Please visit Allied World's reference library
for additional information.
Coverage is offered on a program basis through
Professional Governmental Underwriters. (PGU).
Ned Daly
V 800 586 6502
F 804 272 7852
Public Officials Professional Liability
Eligible Risks
- Municipal Government Entities
- Cities
- Towns
- Townships
- Boroughs
- Villages
- Counties
- Other municipal authorities
- Special Service Districts or Commissions (limited purpose governmental units), including but not limited to those districts or commissions rendering services relating to:
-
Preferred Types
- Agriculture
- Pest control, irrigation, land reclamation
- Board of Elections
- Economic development
- Special tax assessment, community renewal
- Environmental protection
- "Clean water" districts, soil conservation, air pollution control, aquifer protection, wildlife conservation
- Housing authorities (2,500 units or less)
- Library services
- Parks and recreation
- Public health
- Sanitation, public cemetery, hospitals, clinics, nursing homes or other emergency health or social services, alcohol beverage control boards
- Public safety
- Emergency communications, flood control and drainage, fire protection
- Transportation
- Airport authorities, transit authorities, highway, road and bridge and other infrastructure development
-
Selectively Underwritten
- Economic development
- Cultural arts, stadium and convention facility development; industrial development
- Housing authorities (>2,500 units)
- Port districts
- Public utilities (gas; electric; water / sewer / solid waste disposal)
- Other metropolitan services
Limits
- Up to $5 million for E&O / EPL
- Defense Expenses outside the limits for E&O, EPL and Third-party
Liability claims, other than those seeking non-monetary relief
- Defense expense coverage for full policy limit for claims seeking
non-monetary relief
- Broad definition of Public Officials Wrongful Act also provides coverage for Personal Injury and liability arising out of violation of civil rights under federal, state or local law
- Supplementary Payments coverage, in addition to the limit, for loss of
earnings resulting from investigation or defense of claim
- Broad definition of Employee for inclusion as an insured
- Broad definition of Claim, including certain administrative or regulatory proceedings
- Covered Loss includes pre-judgment and post-judgment interest
- Coverage for punitive damages available by endorsement
- Coverage provided for incidents that are reported during policy that eventually result in claim after policy expiration, without the need to purchase tail (incident sensitive form)
- Reporting of actual claims allowed for 75-days after policy expiration,
without the need to purchase tail
- Bilateral ERP with options for 1, 2 and 3 years
- Severability of Insureds with respect to statements in the application
- Worldwide territory, provides coverage for claims brought outside the U.S.
- Non-cancellable by Insurer, except for failure to pay premium
Geographic Restrictions
- None; written on a surplus-lines basis countrywide.
- Admitted product available in selected states.
Submission
Requirements
Coverage is offered on a program basis through Professional Governmental
Underwriters. (PGU). Eligible risks may be submitted to:
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