Darwin : Public Company D&O Liability Insurance

D&O Liability Insurance for
Publicly Traded Corporations

Overview

Darwin is in its element underwriting directors and officers (D&O) liability insurance. While the market’s recent volatility has caused a significant retraction of carrier risk appetite, Darwin’s instinct and expert underwriting capability will prove to be a significant advantage.

The underwriters at Darwin are skilled at looking beyond a company’s financial statements to identify coverage opportunities. Darwin looks beyond market classifications or stereotyping to identify and underwrite accounts that may be difficult to place, and we have exceptional talent to handle traditional risks.

Darwin’s underwriters balance the need to assess the risks of each account individually with the demands of responding to coverage opportunities on a tight deadline. Our centralized underwriting model ensures a consistent yet flexible approach.

With the depth and breadth of underwriting experience across multiple niches, Darwin is committed to being a long-term, responsible market for specialty insurance coverage.

Preferred Segments

Traditional and non-standard risks
Small and mid-cap public companies
Fortune 500 companies
Public Companies in the following industries:

Biotechnology
Entertainment
Financial Institutions (selective)
Manufacturing
Oil & Gas
Pharmaceutical
Retail
Technology
Transportation

Capacity

Darwin can provide primary or excess limits up to $10 million.

Coverage Features and Highlights

Built-in entity coverage for securities claims
Order of Payments language
Bilateral discovery period
Broad definition of Claim
Coverage for employees named in a securities claim
Loss includes punitive or exemplary damages where insurable

Customization

Ability to blend EPL coverage within the D&O policy
Fiduciary liability coverage can be blended within the D&O policy or can be written on a stand-alone basis
Darwin can provide full continuity when replacing an expiring program
Darwin can amend coverage to fit the particular insurance needs of each individual risk

Submission Requirements

Darwin can quote from most competitors’ applications. However, for primary coverage a completed, signed Darwin application is required prior to issuing a policy.

Access to this product is available only to Darwin-approved producers. Approved producers may email account submissions to submissions@darwinpro.com, fax them to 860 284 1302, or mail them to the address below.

If you are not a Darwin-approved producer, click here for a list of approved referral wholesalers for this line of business.

Darwin Professional Underwriters, Inc.
9 Farm Springs Road, Farmington, CT 06032

V 860-284-1300 | F 860-284-1301 | E info@darwinpro.com